Who is Doctor Claims?

 

Doctor Claims advisories are written and provided FREE by James Atchley, Claims and Risk Consultant from St. Louis Missouri. You can contact James at 314-821-6382 or by e-mail at theclaimsdoctor@gmail.com. Jim has more than 30 years experience in the insurance claims field, having worked as a multi-line insurance adjuster, a claims supervisor and as a consultant.  He can provide advisory claim service in Workers Compensation, General Liability, Property Loss Coverage, Fidelity claims, Professional Liability and Employment Practices Liability. With over eighteen years service as Claims Consultant with a large mid-west insurance broker, he has extensive experience reviewing loss reserves, assisting with the resolution of difficult claims, providing claims control training to businesses and advising on coverage questions and disputes.

 

Why I do this?

 

The law, court decisions and insurance policies constantly change. It is impossible for all business operators to keep up and avoid the pitfalls created by these changes. Most owners or principals use professionals like Lawyers, Accountants and other advisors to keep them up to date on specialized areas that impact their business.  Most will also use insurance agents or brokers to help advise and protect them with proper insurance coverage or other Risk Management techniques. However, using these professionals does not relieve you from your responsibility to know as much as you can about the legal exposures to your business.  The more you understand, the easier it is to get the most benefit from these professionals. One area that you really need to know about is insurance claims and how the policy applies to them. My objective in providing the Doctor Claims advisories is to break down these issues into small segments and use examples to show you how the insurance policy works and how the law interprets it.  The Doctor Claims advisories are FREE  and I hope you will find them to benefit you enough to justify your time to read them.  Best of all,  you will occasionally discover some information that is extremely useful to you.  So I believe it will be worth your while to sign up and read these Doctor Claims advisories and hopefully share them with your staff members. They also make for good discussion topics with the other professionals who help you with your business. 

 

What I can do for you?

 

I can help keep you informed about important insurance issues and developments by using the Doctor Claims examples.  The reason I’m sure you will benefit from these advisories is because they are based on questions I have been asked time after time. If my other clients and insurance professionals have been unaware or confused by these topics, the chances are that you could benefit from the same knowledge. It may also help bring up a related question about something that's affecting your business NOW! You are welcome to send those related questions to my e-mail and I will try to answer each one directly. I am also available to consult with you on specific problems and guide you in setting up procedures and programs to assist with ongoing insurance situations and challenges.  Many of the services I offer are listed in the main page of this website. Please look at this list and contact me about any special claims control or employee injury management projects that I can help you with.